A HELB clearance certificate is issued to those people who have completed repaying their HELB loans. It is often confused with the HELB compliance certificate. Here we will show you the difference and why it is important.
We will also show you how to get your HELB compliance
certificate online.
Whether or not you have applied
or benefitted from HELB before, you will need a HELB compliance
certificate especially if you are looking to be employed.
A HELB compliance certificate shows that you are in good
standing with your loans and have not defaulted on repayment. It is issued to
both loanees(those who have gotten HELB loans before) and non-loanees(those who
have never benefitted from HELB before).
However, a HELB certificate of compliance (or HELB
compliance certificate) is not the same as a HELB certificate of clearance (HELB
clearance certificate).
What is the HELB clearance certificate?
A HELB certificate of clearance, commonly shortened as
simply HELB clearance certificate is an official document
issued to previous loan beneficiaries upon full repayment of their HELB loans.
The clearance certificate shows that you have successfully repaid your loans as required and are cleared from any dues.
Why it is important
Whether you are employed or not, HELB requires you to make
monthly repayments of your HELB loan if you have benefited before.
For those who are employed, the payments may be deducted
directly from your monthly salary and remitted to the Loans Board. For those
who are in self-employment or doing other work, you are required to make
monthly deposits for your repayments.
In that case, the HELB clearance certificate comes in handy
when you have fully completed repaying your loans and want to stop the monthly
deductions.
Secondly, most potential employers will require you to
submit your HELB certificate of compliance or clearance in order to be
considered for employment. It is therefore one of the necessary documents
required by most employers.
You can also use your HELB clearance certificate in case
there are disputes arising from your repayments or in case of overpayment and
refunds and wrong transaction records.
For those who would like to further their studies and apply
for HELB loan for postgraduate students, you may need to prove that you are in
good with your previous loan or have completed repayment. This is especially
for those who would like to apply for HELB Jielimishe Loan and were previous
beneficiaries during their undergraduate studies.
How to apply for HELB clearance certificate and HELB compliance certificate
What is the difference between a HELB compliance certificate
and a HELB clearance certificate?
As stated earlier, the HELB compliance certificate is for
both non-loanees and loanees who are in good standing with HELB. The HELB clearance
certificate is for those who have cleared their loans.
Here will show you how to apply for each one of them.
How to apply for a HELB compliance certificate
You can apply for a HELB compliance certificate online through
the HELB
student portal or the government e-citizen portal.
To get the HELB compliance certificate from the HELB portal;
- Go
to the HELB student portal.
- Login
using your email and password.
- Navigate
to services and click ‘compliance certificate’.
- You
can then download and print your certificate from there.
Note that this process requires you to have a registered
account on the HELB student portal in order to access the services.
To get a compliance certificate via the e-citizen portal;
- Go
to the official e-citizen portal.
- Sign
in using your name and password.
- Confirm
your account identity.
- Choose
HELB services and select the clearance/compliance certificate option.
- You
can now download and print your compliance certificate from there.
The above process also requires you to have a registered
account on the e-citizen portal in order to access the services.
Note: The focus of this guide is on the HELB clearance
certificate, therefore for a complete explanation about compliance certificate
see this other guide we wrote here: how to get the HELB compliance certificate
online.
How to apply for a HELB clearance certificate
To get your HELB clearance certificate you will need to
physically visit HELB offices in Nairobi. The offices are located at Mezzanine
One Floor, Anniversary Towers, University Way in Nairobi.
You may be asked to fill out an Enquiry Form (EF) once there.
The inquiry form will include:
- Nature
of inquiry.
The nature of inquiry could be anything concerning HELB
services. E.g Loan balance, loan disbursement, repayments and refunds,
compliance or clearance certificate, complaints, and others.
- Client’s
details.
Here you may be required to provide your ID number or
university registration number.
- Employment
details.
If employed you will input your employment details here.
- ATM
details for refunds
You may also need to give your ATM or bank details if you
are expecting refunds.
Getting the clearance certificate
Your HELB clearance certificate will be processed within the
same day. The details included in the certificate include:
- Your
name.
- Identification
number.
- Registration
number.
- College
or university attended.
- Type of loan cleared.