How to Get Started with PayPal Mpesa in Kenya

How to Get Started with PayPal Mpesa in Kenya

This article will show you how to get started with the PayPal Mpesa service. I will show you how to link PayPal and M-Pesa, How to top up PayPal account from M-pesa. I will also show you how to withdraw money from PayPal to your M-pesa account.

A few years ago, PayPal and M-Pesa partnered to enable their users to transfer money between the two platforms, and this service was known as PayPal Mobile Money Service.

This was a gamechanger in the digital payments world, especially in Kenya. PayPal users in Kenya can make payments to M-Pesa registered mobile money accounts by using their balance, bank accounts, and credit cards.

On the other end, M-Pesa users can quickly top up their PayPal account and utilize the online payments services that PayPal offers.

Today, I will show you how to get started with PayPal Mpesa.

Let’s get started.

How do I link my PayPal account to M-PESA?

To get started, you have to link the two services together. You need to have a PayPal account and a Safaricom mobile number.

Here is how to link PayPalmpesa accounts:

  1. Visit PayPal’s M-Pesa page by typing in
  2. Log into PayPal using your PayPal username and password
  3. Agree to PayPal’s terms and conditions for the service.
  4. 4. Add the M-PESA number you want to link with PayPal
  5. 5. PayPal will send an SMS verification code to your M-PESA number
  6. 6. Key in the verification code PayPal sent you on your M-PESA account and completed the linking process
  7. You are done!

How do I top up my PayPal account with MPESA?

Now that you have linked PayPal and M-Pesa, you can use the service to top up your PayPal account anytime you want.

Follow these steps to send money from Mpesa to PayPal.

Step one: This is optional; visit the PayPal Mpesa website and log in. I always use their currency converter to know how much I should top up in Ksh and what it will be in USD.

Also, on this page, you will find the PayPal Pay Bill Number 800088, which I think is handy as you might forget this number.

Step two: Open M-Pesa on your phone and select “Lipa Na Mpesa’, then Pay Bill. Use the PayPal Mpesa Pay bill number 800088 and your phone number as the account number.

Step three: Enter the amount you will load to PayPal and submit. It will be successful and instant. You will receive a message from Safaricom confirming the transaction’s success. PayPal, on the other end, will send you a confirmation to your email.

If you use a different number, the transaction won’t go through. Also, the usual M-pesa charges will be applied.

How do I withdraw money from PayPal to M-Pesa?

After you have linked your PayPal account to M-Pesa, you can withdraw from your PayPal to your M-Pesa account. The amount will be converted from USD to Ksh and transferred over to your Safaricom MPESA account.

Here is how to withdraw money from a PayPal account:

  1. Go to
  2. Log in with your PayPal user details.
  3. Select Withdraw from PayPal
  4. The next screen will show you the Available PayPal balance in your account.
  5. Enter the amount you would like to withdraw and click continue to Withdraw.
  6. They will send the money to your M-Pesa account in a few minutes.

The maximum amount per transaction is 150,000 KES; you can’t withdraw any amount larger than this.

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