In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations, etc. The recipient (i.e., the borrower) incurs a debt and is usually liable to pay interest on that debt until it is repaid as well as to repay the principal amount borrowed. List of the best loan apps in Kenya for genuine instant loans
The document evidencing the debt (e.g., a promissory
note) will normally specify, among other things, the principal amount of
money borrowed, the interest rate the lender is charging, and the date of
repayment. A loan entails the reallocation of the subject asset(s) for a
period of time, between the lender and the borrower.
The interest provides an incentive for the lender to engage
in the loan. In a legal loan, each of these obligations and restrictions is
enforced by contract, which can also place the borrower under additional
restrictions known as loan covenants. Although this article focuses on
monetary loans, in practice, any material object might be lent.
Acting as a provider of loans is one of the main activities
of financial institutions such as banks and
credit card companies. For other institutions, issuing debt contracts such
as bonds is a typical source of funding.
The Credit Reference Bureau (CRB) contact details:
Credit Info Email: cikinfo@creditinfo.co.ke or consumercare@creditinfo.co.ke
Call: +254 20 375 7272
Website: http://creditinfo.co.ke/contact-us/
Physical Address: CreditInfo CRB Kenya Ltd, Park Suites,
Office 12, Second Floor, Parklands Road, PO Box 38941-00623 Parklands, Nairobi,
Kenya
If you have cleared with CRB we are working on a feature to
allow clients who have cleared with CRB to borrow loans from us. We will
personally notify you when this is available.
Here is a list of genuine loan apps in Kenya that allows you
to access loans on your smartphone and receive your credit through Mpesa.
1. Tala App
Tala app was the first instant mobile lending app launched
as Mkopo Rahisi in 2014 and later rebranded to Tala. This App requires one
to have a smartphone and a good Mpesa Track record to access their loans. Tala
is available on Google Play Store, and once you have downloaded the app, you
can sign up and start accessing quick mobile loans in Kenya. You must provide
your details for your account to be verified.
Tala provides personalized loans based on your digital
credit history. Here you can track your credit using My Tala Status and repay
the whole amount at once or in partial payments. You can repay your loan using
Mpesa Xpress or through the pay bill number 851900.
Download the Tala Android App
Apply for a Tala loan through our app and start building
your financial future!
2. Zidisha App
Zidisha is the first online microlending community that
directly connects lenders and entrepreneurs — no matter the distance or
disparity between them. We bypass expensive local banks and intermediaries that
charge sky-high interest rates and offer a person-to-person platform that lets
lenders and entrepreneurs communicate openly and instantly. Zidisha loan app is
available in Google Play Store. Download it, register, and start using the
services. Zidisha functions as a non-profit peer-to-peer lending platform. It
means that your credit will be coming from an independent lender and not the
organization itself. The app is a portal where lenders and borrowers meet and
transact their business. To qualify for a credit, you have to be employed or
running a business, be active on Facebook, have a working Safaricom sim card,
provide a national ID and have a good credit history. List of the best
loan apps in Kenya for genuine instant loans
|
App Package |
org.zidisha.mobileapp |
|
Get it
on |
Google
Play |
|
Link to |
3.
Branch Loan App
Branch makes it easy for people in Kenya to access a loan,
anytime, anywhere. Complete our application in seconds and receive your loan
straight into your mobile money account. Branch is like a bank in your pocket,
there for you at all times. Visit our website to
learn more. Branch International Inc is a San Fransico-based company with a
branch in Nairobi. It was launched in Kenya in 2015 and has been active ever
since. Branch is one of the most established mobile money lenders in and
outside of the country. Through Branch, one can access up to Ksh. 70,000 from
their smartphones at any time. All you have to do is download the Branch app on
Google Play Store and follow easy steps to register. Loans are approved in less
than 24 hours, and there are no hidden fees. The lender does not charge late
fees or rollover fees
which is why the app is preferred by many people.
Contact Information
10th Floor, Reliable Towers,
11 Mogotio Road, Off Chiromo Lane,
Westlands, Nairobi.
+254 711 995555
4. Timiza by Absa Bank Kenya
One of the best mobile loan apps in Kenya is a
beautiful loan product from Absa (formerly Barclays Kenya), Timiza. The best
thing about Timiza is that it is open to anybody with a mobile phone.
Benefits of Timiza
Anywhere, anytime you can:
- Higher
loan limits
- Lowest
facility fees at 5% compared to the market
- Differentiated
and lower pricing for good repeat borrowing customers
- Incentives
for early repayment, good transacting behaviour and loyalty
- Save
with Zidisha savings account
- Get
instant loans on your phone
- Deposit
funds into Timiza
- Pay
KPLC/ZUKU/DSTV/GOTV bills
- Purchase
insurance
- Buy
airtime
- Get
insurance (personal accident and last expense)
- Request
for a cab (Mobile app only)
Dial *848# or download the Timiza App from the Google
PlayStore or IOS App store.
To open a Timiza account, you need to first register on
Timiza for a transactional account.
Download it here:
5. Saida credit app
Saida credit app offers services both to M-Pesa and Airtel
clients, unlike many other money lenders in Kenya. Saida uses a variety of
criteria to check if you are eligible for a credit. The common criteria used to
determine eligibility is your M-Pesa transaction messages. Your limit is then
established and then the money is disbursed to your phone.
6. KCB M-Pesa
KCB MPESA is another mobile money lender affiliated with
Safaricom although it is owned by the Kenya Commercial Bank. KCB M-Pesa also
enables you to save, thus enabling you to borrow. KCB M-Pesa can be accessed
through the M-Pesa menu on your phone, so you must have a Safaricom sim card as
well. KCB M-Pesa has a special feature called top-up that allows you to request
a loan more than once as long as you have not exceeded your limit.
Save and Borrow on KCB M-PESA right from your phone. Put
money away in a fixed deposit or target savings account, and grow your money at
an interest rate of over 6%* p.a. Save as little as Kes.50; the more you save,
the higher you grow your credit limit.
KCB M-PESA is a savings and loan service that enables M-PESA
customers to save as little as Kshs. 1, and access credit from Kshs. 1000.
Save as little as Kshs.1 and earn interest of up to 6.3%
p.a. on your saving balance.
Save for a fixed period of time (Fixed Savings Account) and
earn interest of 6.3% of your savings.
- Access
loans instantly, credited to your M-PESA account from a minimum Kes 1000
and up to Kes 1million charged a facility fee of 7.35%
No forms to fill, no branches to visit. Just one click on
your phone and you have a savings account with access to instant loans!
How to sign up
- Access
through the M-PESA menu > Select Loans and Savings > Select KCB
M-PESA and Activate.
Features
Loans
The KCB M-PESA loan account is a micro-credit product which
gives you access to a loan; may it be for an emergency, to fund a project or
enterprise.
In order to qualify for a loan, all you need is to be an
M-PESA subscriber for 6 months, save on KCB M-PESA and actively use other Safaricom
services such as voice, data and M-PESA.
To enquire how much you can borrow, go to KCB M-PESA, Loan,
check Loan Limit.
You can access loan limits from as low as Ksh.1000 and up to
Ksh.1million.
Enjoy repayment period of one month.
Loan repayment can be made via M-PESA, or from the KCB M-PESA account.
How does it work?
- Access
the M-PESA menu.
- Select
Loans and Savings.
- Select
KCB M-PESA.
- Select
Loan.
- Request
Loan.
- Enter
amount.
- Enter
your M-PESA PIN
- Loan
amount will be sent to your KCB M-PESA Account. To access the loan,
withdraw the money to your M-PESA for FREE.
- The
loan amount to be paid will be in inclusive of the facility fee.
- SAVINGS
There are two types of fixed deposit accounts available to
you as a KCB M-PESA Account holder. They are;
- Fixed
Savings Account
- Target
Savings Account
- Fixed
Savings Account
This account allows you to lock a specific amount of cash
for a period of up to 12 months.
How does it work?
- Access
M-PESA menu
- Select
Loans and Savings
- Select
KCB M-PESA
- Select
Fixed Savings Account
- Select
Fixed deposit
- Open
Account
- Select
the source of funds;
- M-PESA
- KCB
M-PESA
- Enter
amount (amount needs to be more than KES 500)
- Enter
period (1 up to 12 months)
- Enter
M-PESA PIN and confirm the transaction
- You
will receive an M-PESA confirmation.
Benefits
- Locked
periods include 1 up to 12 months with the minimum amount of Kshs.500.
- Upon
early or premature redemption, you will forfeit all interest accrued.
- You
get cash back immediately to KCB M-PESA account on prompting cash back.
- Earn
attractive Interest rates of 6.3% p.a. on your savings.
- Target
Savings Account
This account allows you to set a target and make deposits
towards achieving that target.
How does it work?
- Go
to M-PESA menu
- Select
Loans and Savings
- Select
KCB M-PESA
- Select
Fixed Savings
- Select
Target Savings Account
- Select
Open Account
- Select
source of funds;
- M-PESA
- KCB
M-PESA
- Enter
Target amount you intend to save for the period (amount needs to be more
than KES 1000)
- Enter
period (1 up to 12 months)
- Enter
initial deposit amount (not less than KES 50)
- Enter
M-PESA PIN and confirm transaction
- You
will receive an M-PESA confirmation.
Benefits
- You
top up continuously until you achieve your target.
- You
can deposit money into the target account through:
- M-PESA
- KCB
M-PESA
- You
can choose from target periods of 1 up to 12 months with a minimum contribution
of KES 50.
- You
earn interest on cumulative interest.
- Early
withdrawal of funds from Target Savings is allowed subject to withdrawal
of the entire amount saved. Total interest on savings will be earned to
the day of the withdrawal.
- You
get cash back immediately to your KCB M-PESA account on prompting cash back.
- Minimum
target period is 1 month.
- Enjoy
attractive Interest rates of 6.3% p.a. on your savings.
KCB M-PESA limits;
- You
can deposit up to KES 150K into KCB M-PESA savings at a go.
- You
can withdraw up to KES 150K into KCB M-PESA savings at a go.
Zenka is one of the most flexible personal loan platforms on
the market, giving Kenyans more control over their finances with its unique
features. We offer a simple registration and application process. After a
positive approval decision, you will receive your loan straight to your M-Pesa
account.
Zenka is among the new loan apps. I downloaded the App and
immediately qualified for a loan of 2000 Kenyan Shillings. If you have not used
Zenka app to borrow credits, you will love it. The first credit is interest and
service fee-free. It means you only have to pay the amount you borrowed within
the stipulated time, which is usually 61 days. You can download the Zenka app
from their website Zenka and install it on your phone. After filling the
application form, you will receive the requested amount in less than five
minutes.
Customers can express a preference for loans of 61
days.
61-day loan payment terms have a processing fee of 9-39%*
Processing Fee: Range from KSh 45 – KSh 5,800 for a one-time
charge.
Loan Amount: from KSh 500 to KSh 30,000.
Grow with Zenka and build your limit up to KSh 30,000 by
making your loan repayments on time.
For example, for a 61-day loan with a
principal amount of KSh 1,000, the processing fee would
be KSh290 and the total amount due would be KSh 1,290.
Customers have the option due to the extension to repay their loan amounts even
up to 12 months (ZenkaFlexi option).
Terms and Conditions: Zenka charges a processing fee
of 9-39%* of the principal amount. There is no minimum payment
period for repayment; customers may make payments towards their principal at
any time following disbursement. Additional terms and conditions apply.
Max Effective APR: 180%
*risk-based pricing
Zenka Finance Limited
Phone: +254 (0) 207650878
E-mail: support@zenka.co.ke
Facebook Page
Address:
Mirage Tower 2, 12th floor,
P.O. BOX 29107-00100
Nairobi
Kenya
8. Haraka loan app
MKOPO HARAKA is an app designed to empower each of its users
by offering speedy & very affordable credit solutions. After approval ,
your loan will be deposited directly into your mobile wallet. A quick and
simple loan application that is easy for clients to understand and apply. The
working of Haraka mobile money lending app is just like the above-listed apps.
If you need emergency loans in Kenya then Haraka is the place to go. They offer
instant nano-credits directly into your mobile wallet within minutes of your
application. There are benefits for paying your credits in good time as you will
get rewarded. To be a client, you must have a Facebook profile and then decide
on your payment terms before your credit can be approved.
9. HF Whizz
HF Whizz credit app works for both Android and IOS phones.
HF Whiff belongs to the Housing Finance Group, making it among the most trusted
lenders based on the reputation of the parent company. The mortgage company
backs the app with its financial might hence giving clients assurance of
transparency. Experience fast and simple digital banking with the HF Whizz app.
Deposit money into your account, make banks to bank transfers, open savings
accounts, pay school fees, make retailer payments, get instant loans and so
much more.
Once the app has saved your details, you do not have to
input the pay bill number, thus eliminating the risk of entering the wrong
number. Many credit companies in Kenya are considering going the same route;
hence we should see more apps in the future. List of the best loan apps
in Kenya for genuine instant loans
10. Mshwari by Safaricom
Mshwari is one of the most widely used mobile loan services
in Kenya. It is not just a lending platform but a paperless banking service
that allows users to save in addition to borrowing. Saving money through
Mshwari earns you a 6.65% interest per annum. You access loans of a minimum of
Ksh. 100 and the limit rises based on your credit history. You can only access
Mshwari loans if you have a Safaricom line.
M-Shwari is a paperless banking service offered through
M-PESA. It will:
- Enable
you open and operate an M-Shwari bank account through your mobile phone,
via M-PESA, without having to visit banks or fill out any forms.
- Provide
you the ability to move money in and out of your M-Shwari savings account
to your M-PESA account at no charge.
- Give
you an opportunity to save as little as KSHs.1 and earn interest of up to
6.65% p.a on your saving balance. This cash is moved into the savings
account via M-PESA.
- Enable
you to access micro credit product (loan) of a minimum of KSHs.100 any
time and receive your loan instantly on your M-PESA account charged at a
facility fee of 7.5%
- Save
for a fixed period of time (Lock Savings Account) and earn interest of up
to 70% of the Central bank Rate.
This is a product for everyone who feels that banking should
be hassle-free. No forms to fill in, no branches to visit. Just one click on
your phone and you have a savings account! List of the best loan apps in Kenya
for genuine instant loans
How to sign up
- Access
through the M-PESA menu > Select Loans and Savings > Select M-PESA
and Activate.
Features
Deposit
The M-Shwari Deposit Account is a micro-savings product
which allows you to securely store your money for a specific purpose or for an
unexpected event in your life. Enjoy the following features when you save with
M-Shwari:
- No
minimum balance
- No
charges levied on the account
- No
charges for moving money from M-PESA to M-Shwari account and vice versa
- In
line with the Banking (Amendment) Act 2016, all deposits on M-Shwari will
earn interest of up to 70% of the Central Bank Rate
All deposits on M-Shwari will earn interest as below
The M-Shwari savings interest is calculated daily and paid
out quarterly into the M-Shwari deposit account.
|
Customer Savings Amount |
M-SHWARI
INTEREST RATE |
|
KSHS
1-20000 |
3% P.A |
|
KSHS
20001-50,000 |
4% P.A |
|
>KSHS
50,001 |
5% P.A |
Loans
The M-Shwari Loan Account is a micro-credit product which
allows you to borrow money in times of need or to complement your savings
towards an investment or enterprise. A one-time fee of 7.5% is levied for each
loan. Borrow with M-Shwari and start to build your credit history today.
In order to qualify for a loan all you need is to be an
M-PESA subscriber for 6 months, save on M-Shwari and actively use other
Safaricom services such as voice, data and M-PESA. To enquire how much you can
borrow, go to M-Shwari, Loan, check Loan Limit.
You can access loan limits from as low as Ksh.100 and up to
Ksh.50,000.
Enjoy repayment period of one month. List of the best loan
apps in Kenya for genuine instant loans
Loan repayment can be made via M-PESA, or from the M-Shwari
account.
How does it work?
- Access
the M-PESA menu.
- Select
Loans and Savings.
- Select
M-Shwari.
- Select
Loan.
- Request
Loan.
- Enter
amount.
- Enter
your M-PESA PIN
- Loan
amount will be sent to your M-PESA Account. The loan amount to be paid
will be in inclusive of the facility fee.
Lock Savings Account
This is a savings account that allows M-Shwari customers to
save for a defined purpose and for a specified amount of time. The funds saved
on the M-Shwari Lock Savings account will be kept in the account until the
maturity date; this maturity date is determined by the customer upon opening
the account and ranges between one and twelve months. Customers can make micro
deposit into this.
The M-Shwari Lock Savings account is ideal for customers
looking for higher interest rates and those wishing to keep money away safely
for one to six months.
What are the requirements of opening a Lock Savings
Account?
- One
must be an M-Shwari customer in order to access this service.
- To
join M-Shwari, Go to your M-PESA menu, select “My account” and “Update
menu” then go to your M-PESA menu, select Loans and Savings, MShwari,
click on activate account and accept terms and conditions.
What are the benefits of opening a Lock Savings Account?
- No
minimum savings
- There
are no charges levied on the M-Shwari Lock Savings account.
- The
interest rate is constant during the investment period, and is calculated
and paid out monthly or at maturity.
- The
Lock period varies from one month to six months depending on the customer
needs.
What interest will be payable on the M-Shwari Lock
Savings Account?
M-Shwari lock savings interest is earned daily but paid out
monthly into the lock savings account.
|
Customer Savings
Amount |
Lock
Savings INTEREST RATE |
|
KSHS
1-20000 |
3% P.A |
|
KSHS
20001-50,000 |
5% P.A |
|
>KSHS
50,001 |
6% P.A |
How
does one access the Lock Savings Account Menu?
- The
lock savings account can be accessed by going to M-PESA >>Loans and
Savings >>M-Shwari>> Lock and selecting, “Lock Savings
Account”.
How do I Open and Save into Lock Savings Account?
- Go to
M-PESA, Loans and Savings, M-Shwari, Lock Savings Account, Open Account,
select to save from either M-PESA or From M-Shwari, Enter Target Amount,
enter period between 1-6 months, Enter amount to save. You will receive an
SMS confirmation that your Lock Savings Account has been set up. Next time
you save, go to the Lock Savings option under M-Shwari, select to Save
from either M-Shwari or M-PESA, Enter Amount and then your M-PESA PIN to
complete your transaction.
How will I know that my money in M-Shwari Lock Savings
has matured?
- Upon
maturity, a notification will be sent to you via SMS from M-Shwari
informing you of the amount saved and the interest earned.
Can a customer withdraw their funds before maturity date?
- However,
a customer will receive the requested money after 48hours. A customer has
the option to withdraw the entire amount – Break Lock or make a partial
withdrawal of the funds- Partial Break
11. Okash Loan App
This list cannot be complete without mentioning Okash app a
product of Opay, which is a Fintech subsidiary of the Opera group, maker of the
popular Opera mini browser. Okash credit app provides both personal and
business loans of up to Ksh. 60,000. You just need to download the app from
Google Play Store, install it, and register. Using the personal details you
provided, Okash determines your credit limit and the period within which you
have to repay. The interest rate is slightly higher at 14%, but your credit
will be time for you to sort your monetary needs. List of the best loan
apps in Kenya for genuine instant loans
12. iPesa loan app
iPesa is a recent entry in the mobile loan industry. iPesa
claims to be an Easy and Fast App that sends your credit direct to M-Pesa
mobile money. iPesa loan app offers credits from as low as Ksh. 500 to
Ksh. 50,000. The shortest tenor for credits is 91 days while the longest is 180
days so you will have enough time to repay your credit. Their interest rate
stands at 12% with no service fee. Once you download the app register with your
M-Pesa number and then apply for the exact amount, you need. If you repay your
credits on time, your credit limit will be set at Ksh. 50,000.
**The reliable Loan App iPesa offer:
1. Loan Amount: 500 Ksh ~ 50,000 Ksh
2. Loan Term: the shortest tenor is 91 days, the longest is 180 days
3. The maximum APR is 36%-72%.
4. Service Fee: 36%
5. Loan request: Need to be at least 18 years old or above
**Example: If the loan amount is 2500 Ksh, the loan term is
180days, and the service fee rate is 36%, the total service fee should be 2500
Ksh * 36% = 900Ksh. The total amount must be paid: 2500+2500*36%=KES3400
To apply for a loan, you need to follow several steps:
1. Register with your M-Pesa number
2. Apply for the exact loan amount you need
3. Get approved and receive the money
4. Repay on time to get a credit limit of 50,000 Ksh
Privacy and Permissions: iPesa makes getting a personal loan
simple by using the data on your phone including your SMS history to verify
your identity and create a credit score. We encrypt the data you choose to
share with us to protect your privacy. We take your privacy very seriously and
promise to never share your information with third parties.
CONTACT US
Facebook page: https://www.facebook.com/iPesaKenya/
office address: ADLIFE PLAZA, CHANIA AVENUE, NAIROBI
13. Shika
Shika is one of the credit apps that stand out by offering
more than just loans. It is an SMS app with several cool features that
facilitate text messaging. The app also provides the latest news on various
topics ranging from politics, sports to entertainment. Shika acts like a portal
for several lenders to give credits to their clients. The credits are tailored
more towards startups in sectors such as agriculture, asset finance, and
invoice discounting. List of the best loan apps in Kenya for genuine instant
loans
The Credit Reference Bureau contact details:
Credit Info Email: cikinfo@creditinfo.co.ke or consumercare@creditinfo.co.ke
Call: +254 20 375 7272
Website: http://creditinfo.co.ke/contact-us/
14. Senti
Another entrant into the money lending apps is Senti,
which offers hassle-free loans straight to your M-Pesa. It can either download
the App directly on the Senti website or get it on Google Play, where it has
over 100,000 downloads. They offer loans with a limit of up to KES 70,000.
Senti is a micro-credit mobile app that makes it easy for
people in Kenya to access a loan, anytime, anywhere.
How to Register on Senti
• Download the Senti app
• Register your correct details on the Senti mobile app
• Verify your details with the One time password sent to you
• Apply for a loan and get fast cash sent directly to your M-Pesa
Do you know of our Friendly Loan terms?
•Up to 90-day loan product. We have options that let you
choose what’s right for you as a customer
• Up to 90 day loan product with repayment terms of a one-time between 15% and
20%
• Grow with Senti and build your limit up to KSh 70,000 by making your
repayments in good time List of the best loan apps in Kenya for genuine instant
loans
How do I repay my loan?
• Repay your loan through the App by Clicking Pay loan and
enter your M-pesa Pin on the M-pesa tool kit that will appear on your screen or
through our Paybill 517910 enter your phone number as the account number and
the amount that is due on the amount section.
• You can pay in full or make partial payments, anytime on or before your due
date
Gain more with Senti in-app features:
• You can Buy Airtime straight from your Senti App
• You can now Lipa Stima or your water Bill with your Senti Loan
• Track your income vs your spending with our wealth management feature
• Share Senti with your friends and family to help them sort their Financial
Emergencies
Have questions? Visit www.Senti.co.ke to check out our FAQs
or call 0712517910
Ready to get started? Download the Senti app and apply for a loan today.
15. Kopakash
KopaKash ina lengo la kusaidia biashara ndogo ndogo iinuke.
Pata mkopo leo ujimudu kibiashara. Hii app inafanya kazi kama Branch, Timiza,
Okash, Inuka, Okolea, Fuliza na mengine. Chukua hatua na ujaribu leo. Kopakash
credit app applies a service based on the product you choose, and it is in
return used to assess your credit score. The credit amount can range from as
low as Ksh. 1,000 to Ksh. 50,000 and the repayment tenor has a minimum of 91
days and a maximum of 120 days. The loan amount can be disbursed directly into
your M-Pesa or even bank account. List of the best loan apps in Kenya for
genuine instant loans
16. Jazika
Like other loan apps in Kenya, Jazika gives instant loans
anytime, anywhere. As long as you have an M-Pesa line and the app in your
advice, you are eligible for a credit. Fill the routine application form and
wait for the officials to verify your details before the money is disbursed.
Credits are repaid as a once-off sum or in installments through the pay bill
number 687035. You will also receive notification alerts in case you forgot to
repay. List of the best loan apps in Kenya for genuine instant loans
https://www.jazikaventures.co.ke/
17. Berry
Berry is Simple, Swift and Secure. Described as a unique
mobile money lending app, Berry offers low-cost instant 1loans in Kenya with
flexible repayment schedules. First, you have to download the app from Google
Play Store and then register on Berry. Once the system officials have verified
your identity, you can then access their loans. The first loan cannot exceed
Ksh. 500 and then the amount gradually rises to Ksh. 50,000. The service fee on
Berry loans is charged at 9-16% of the principal amount. The repayment is done
through the app and is a self-explanatory process. List of the best loan
apps in Kenya for genuine instant loans
Money on your Mpesa account within minutes
18. UbaPesa
Download now to get started!
19. Quipbank Trust Limited
Quipbank Trust Limited is an equipment bank which offers
vehicles and equipment rental and sales options. It specializes in mining and
construction equipment, agricultural equipment, automotive, trucks and
trailers. It provides unique and creative solutions that meet clients’
expectations not only by realizing the business objectives but particularly by
strict adherence to the ethical principles of equipment exchange.
HEAD OFFICE
P.O. Box 2157-20117
Buffalo Mall, Naivasha
Tel +254-700055762/+254-782843045
Email: rent@qb.co.ke
Nairobi Office
Quipbank Centre, Mombasa Road,
P. O. Box 4977 – 00200 Nairobi,
Kenya.
Tel: +254 – 786 982 479 / +254 – 731 440 832
Email: rent@qb.co.ke
20. PesaZone
We are an online lender providing instant unsecured loans to
trustworthy individuals
Everyone needs a reliable financial partner, that’s why we
work around the clock to meet your finance needs
21. Stawika
Stawika is an Android mobile app currently based in Kenya
that offers instant mobile loans. Stawika automatically evaluates mobile phone
data as well as other factors to assign loans. This process takes less than 5
minutes.
Get a quick loan straight to your M-Pesa now by downloading
Stawika for free on Google Play Store. Install, register, borrow &
grow your loan limit by paying on time. No paper work, no complications.
Get an instant loan to your phone via M-Pesa
22. Asante Loan App
Asante Financial Services Group is a high impact digital
financial services company primarily focused on Micro, Small and Medium Sized
Enterprises (MSMEs) and consumers in Sub-Saharan Africa. Incorporated in March
2016 in Mauritius, initially as a subsidiary of Atlas Mara LLC, Asante
Financial Services Group has grown exponentially operating in Kenya, Rwanda and
Tanzania, with active plans to expand into Nigeria and Uganda by the end of
2020.
contact@asantefinancegroup.com
23. The L-Pesa
App
Welcome to L-Pesa.com, your financial solutions partner. We
are fully dedicated to helping individuals and businesses develop their path to
self-sufficiency with our range of financial solutions. Our global outlook
means our services are available in all countries and all currencies.
L-Pesa services put customer convenience first. Imagine
having easy access to your finance, anywhere in the world, 24 hours a day, 365
days of the year. Picture yourself no longer standing in queues in a foreign
country at a foreign bank, all to get access to some funds. With L-Pesa
services, this convenience is a reality. We ease the stress of financing by
bringing you financial solutions such as Mobile Banking and Micro-Loans.
You can now rely on fast transactions at your convenience. Your desire for a
self-sufficient financial path is achievable with L-Pesa.
Telephone & Fax support
Office: +255-22-219-8021
Fax: +255-22-212-3562
Telephone & Fax operates open hours:
Monday – Friday from 10:00 AM to 16:00 PM
Saturday from 10:00 AM to 14:00 PM.
24. zazipay
zazipay is a mobile platform that allows you to access
financial solutions that include instant loans, utility bill payments and
airtime purchase at your convenience.
Phone: 0700 222324
Email: info@zazipay.com
Customer care: support@zazipay.com
25. OKOLEA
Kenya’s number one homegrown digital SME lender. Okolea
International Limited is a Fintech company that is revolutionizing financial
solutions especially as it pertains to micro, small and medium businesses. In
the age of technology, our goal is to leverage on existing and emerging
technologies like artificial intelligence, big data and credit scores to power
innovative financial solutions and improve the day to day lives of people. We
believe helping businesses access funds more easily either in early stages or
for expansion can uplift the dignity of the African people and the world at
large through ending poverty, increasing household incomes and ushering in new
solutions that better the lives of all people. Call 0709-615-000, Email: upport@okolea-international.com,
P.O. BOX 41316-00100 Nairobi, Kenya.
26. Utunzi credit app
Utunzi credit app is just one of the many such products in
the market. It provides you with variety in case you do not want any of the
other apps. The mobile money credit platform works through M-Pesa just like
many of the other similar lenders. The app lends both personal and business
credits to Ksh. 300 to Ksh. 1,000,000. The shortest credit tenor is 91 days,
while the longest is 36 months. There are a 12% fee and interest of 12% in
addition to a Ksh. 400 annual account management fee. List of the best
loan apps in Kenya for genuine instant loans
CONTACT INFORMATION
admin@utunziventures.co.ke
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