Quick Mobile Loans Apps In Kenya 2022 (+Interest Rates)

Quick Mobile Loans Apps In Kenya 2022 (+Interest Rates)


In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations, etc. The recipient (i.e., the borrower) incurs a debt and is usually liable to pay interest on that debt until it is repaid as well as to repay the principal amount borrowed. List of the best loan apps in Kenya for genuine instant loans

The document evidencing the debt (e.g., a promissory note) will normally specify, among other things, the principal amount of money borrowed, the interest rate the lender is charging, and the date of repayment. A loan entails the reallocation of the subject asset(s) for a period of time, between the lender and the borrower.

The interest provides an incentive for the lender to engage in the loan. In a legal loan, each of these obligations and restrictions is enforced by contract, which can also place the borrower under additional restrictions known as loan covenants. Although this article focuses on monetary loans, in practice, any material object might be lent.

Acting as a provider of loans is one of the main activities of financial institutions such as banks and credit card companies. For other institutions, issuing debt contracts such as bonds is a typical source of funding.

The Credit Reference Bureau (CRB) contact details:

Credit Info Email: cikinfo@creditinfo.co.ke or consumercare@creditinfo.co.ke

Call: +254 20 375 7272

Website: http://creditinfo.co.ke/contact-us/

Physical Address: CreditInfo CRB Kenya Ltd, Park Suites, Office 12, Second Floor, Parklands Road, PO Box 38941-00623 Parklands, Nairobi, Kenya

If you have cleared with CRB we are working on a feature to allow clients who have cleared with CRB to borrow loans from us. We will personally notify you when this is available.

Here is a list of genuine loan apps in Kenya that allows you to access loans on your smartphone and receive your credit through Mpesa.

1. Tala App

Tala app was the first instant mobile lending app launched as Mkopo Rahisi in 2014 and later rebranded to Tala. This App requires one to have a smartphone and a good Mpesa Track record to access their loans. Tala is available on Google Play Store, and once you have downloaded the app, you can sign up and start accessing quick mobile loans in Kenya. You must provide your details for your account to be verified.

Tala provides personalized loans based on your digital credit history. Here you can track your credit using My Tala Status and repay the whole amount at once or in partial payments. You can repay your loan using Mpesa Xpress or through the pay bill number 851900.

Download the Tala Android App

Apply for a Tala loan through our app and start building your financial future!

2. Zidisha App

Zidisha is the first online microlending community that directly connects lenders and entrepreneurs — no matter the distance or disparity between them. We bypass expensive local banks and intermediaries that charge sky-high interest rates and offer a person-to-person platform that lets lenders and entrepreneurs communicate openly and instantly. Zidisha loan app is available in Google Play Store. Download it, register, and start using the services. Zidisha functions as a non-profit peer-to-peer lending platform. It means that your credit will be coming from an independent lender and not the organization itself. The app is a portal where lenders and borrowers meet and transact their business. To qualify for a credit, you have to be employed or running a business, be active on Facebook, have a working Safaricom sim card, provide a national ID and have a good credit history.  List of the best loan apps in Kenya for genuine instant loans

App Package

org.zidisha.mobileapp

Get it on

Google Play

Link to

Developer Website

3. Branch Loan App

Branch makes it easy for people in Kenya to access a loan, anytime, anywhere. Complete our application in seconds and receive your loan straight into your mobile money account. Branch is like a bank in your pocket, there for you at all times. Visit our website to learn more. Branch International Inc is a San Fransico-based company with a branch in Nairobi. It was launched in Kenya in 2015 and has been active ever since. Branch is one of the most established mobile money lenders in and outside of the country. Through Branch, one can access up to Ksh. 70,000 from their smartphones at any time. All you have to do is download the Branch app on Google Play Store and follow easy steps to register. Loans are approved in less than 24 hours, and there are no hidden fees. The lender does not charge late fees or rollover fees which is why the app is preferred by many people.

Contact Information

10th Floor, Reliable Towers,
11 Mogotio Road, Off Chiromo Lane,
Westlands, Nairobi.

+254 711 995555

4. Timiza by Absa Bank Kenya

One of the best mobile loan apps in Kenya is a beautiful loan product from Absa (formerly Barclays Kenya), Timiza. The best thing about Timiza is that it is open to anybody with a mobile phone.

Benefits of Timiza

Anywhere, anytime you can:

  • Higher loan limits
  • Lowest facility fees at 5% compared to the market
  • Differentiated and lower pricing for good repeat borrowing customers
  • Incentives for early repayment, good transacting behaviour and loyalty
  • Save with Zidisha savings account
  • Get instant loans on your phone
  • Deposit funds into Timiza
  • Pay KPLC/ZUKU/DSTV/GOTV bills
  • Purchase insurance
  • Buy airtime
  • Get insurance (personal accident and last expense)
  • Request for a cab (Mobile app only)

Dial *848# or download the Timiza App from the Google PlayStore or IOS App store.

To open a Timiza account, you need to first register on Timiza for a transactional account.

Download it here:

5. Saida credit app

Saida credit app offers services both to M-Pesa and Airtel clients, unlike many other money lenders in Kenya. Saida uses a variety of criteria to check if you are eligible for a credit. The common criteria used to determine eligibility is your M-Pesa transaction messages. Your limit is then established and then the money is disbursed to your phone.

6. KCB M-Pesa

KCB MPESA is another mobile money lender affiliated with Safaricom although it is owned by the Kenya Commercial Bank. KCB M-Pesa also enables you to save, thus enabling you to borrow. KCB M-Pesa can be accessed through the M-Pesa menu on your phone, so you must have a Safaricom sim card as well. KCB M-Pesa has a special feature called top-up that allows you to request a loan more than once as long as you have not exceeded your limit.

Save and Borrow on KCB M-PESA right from your phone. Put money away in a fixed deposit or target savings account, and grow your money at an interest rate of over 6%* p.a. Save as little as Kes.50; the more you save, the higher you grow your credit limit.

KCB M-PESA is a savings and loan service that enables M-PESA customers to save as little as Kshs. 1, and access credit from Kshs. 1000.

Save as little as Kshs.1 and earn interest of up to 6.3% p.a. on your saving balance.

Save for a fixed period of time (Fixed Savings Account) and earn interest of 6.3% of your savings.

  • Access loans instantly, credited to your M-PESA account from a minimum Kes 1000 and up to Kes 1million charged a facility fee of 7.35%

No forms to fill, no branches to visit. Just one click on your phone and you have a savings account with access to instant loans!

How to sign up

  • Access through the M-PESA menu > Select Loans and Savings > Select KCB M-PESA and Activate.

Features

Loans

The KCB M-PESA loan account is a micro-credit product which gives you access to a loan; may it be for an emergency, to fund a project or enterprise.

In order to qualify for a loan, all you need is to be an M-PESA subscriber for 6 months, save on KCB M-PESA and actively use other Safaricom services such as voice, data and M-PESA.

To enquire how much you can borrow, go to KCB M-PESA, Loan, check Loan Limit.

You can access loan limits from as low as Ksh.1000 and up to Ksh.1million.

Enjoy repayment period of one month.

Loan repayment can be made via M-PESA, or from the KCB M-PESA account.

How does it work?

  • Access the M-PESA menu.
  • Select Loans and Savings.
  • Select KCB M-PESA.
  • Select Loan.
  • Request Loan.
  • Enter amount.
  • Enter your M-PESA PIN
  • Loan amount will be sent to your KCB M-PESA Account. To access the loan, withdraw the money to your M-PESA for FREE.
  • The loan amount to be paid will be in inclusive of the facility fee.
  1. SAVINGS

There are two types of fixed deposit accounts available to you as a KCB M-PESA Account holder. They are;

  • Fixed Savings Account
  • Target Savings Account
  1. Fixed Savings Account

This account allows you to lock a specific amount of cash for a period of up to 12 months.

How does it work?

  • Access M-PESA menu
  • Select Loans and Savings
  • Select KCB M-PESA
  • Select Fixed Savings Account
  • Select Fixed deposit
  • Open Account
  • Select the source of funds;
  • M-PESA
  • KCB M-PESA
  • Enter amount (amount needs to be more than KES 500)
  • Enter period (1 up to 12 months)
  • Enter M-PESA PIN and confirm the transaction
  • You will receive an M-PESA confirmation.

Benefits

  • Locked periods include 1 up to 12 months with the minimum amount of Kshs.500.
  • Upon early or premature redemption, you will forfeit all interest accrued.
  • You get cash back immediately to KCB M-PESA account on prompting cash back.
  • Earn attractive Interest rates of 6.3% p.a. on your savings.
  1. Target Savings Account

This account allows you to set a target and make deposits towards achieving that target.

How does it work?

  • Go to M-PESA menu
  • Select Loans and Savings
  • Select KCB M-PESA
  • Select Fixed Savings
  • Select Target Savings Account
  • Select Open Account
  • Select source of funds;
  • M-PESA
  • KCB M-PESA
  • Enter Target amount you intend to save for the period (amount needs to be more than KES 1000)
  • Enter period (1 up to 12 months)
  • Enter initial deposit amount (not less than KES 50)
  • Enter M-PESA PIN and confirm transaction
  • You will receive an M-PESA confirmation.

Benefits

  • You top up continuously until you achieve your target.
  • You can deposit money into the target account through:
  • M-PESA
  • KCB M-PESA
  • You can choose from target periods of 1 up to 12 months with a minimum contribution of KES 50.
  • You earn interest on cumulative interest.
  • Early withdrawal of funds from Target Savings is allowed subject to withdrawal of the entire amount saved. Total interest on savings will be earned to the day of the withdrawal.
  • You get cash back immediately to your KCB M-PESA account on prompting cash back.
  • Minimum target period is 1 month.
  • Enjoy attractive Interest rates of 6.3% p.a. on your savings.

KCB M-PESA limits;

  • You can deposit up to KES 150K into KCB M-PESA savings at a go.
  • You can withdraw up to KES 150K into KCB M-PESA savings at a go.

7. Zenka Loan App

Zenka is one of the most flexible personal loan platforms on the market, giving Kenyans more control over their finances with its unique features. We offer a simple registration and application process. After a positive approval decision, you will receive your loan straight to your M-Pesa account.

Zenka is among the new loan apps. I downloaded the App and immediately qualified for a loan of 2000 Kenyan Shillings. If you have not used Zenka app to borrow credits, you will love it. The first credit is interest and service fee-free. It means you only have to pay the amount you borrowed within the stipulated time, which is usually 61 days. You can download the Zenka app from their website Zenka and install it on your phone. After filling the application form, you will receive the requested amount in less than five minutes.

Customers can express a preference for loans of 61 days.
61-day loan payment terms have a processing fee of 9-39%*
Processing Fee: Range from KSh 45 – KSh 5,800 for a one-time charge.
Loan Amount: from KSh 500 to KSh 30,000.
Grow with Zenka and build your limit up to KSh 30,000 by making your loan repayments on time.

For example, for a 61-day loan with a principal amount of KSh 1,000, the processing fee would be KSh290 and the total amount due would be KSh 1,290.
Customers have the option due to the extension to repay their loan amounts even up to 12 months (ZenkaFlexi option).

Terms and Conditions: Zenka charges a processing fee of 9-39%* of the principal amount. There is no minimum payment period for repayment; customers may make payments towards their principal at any time following disbursement. Additional terms and conditions apply.

Max Effective APR: 180%
*risk-based pricing

Zenka Finance Limited
Phone: +254 (0) 207650878
E-mail: support@zenka.co.ke
Facebook Page

Address:
Mirage Tower 2, 12th floor,
P.O. BOX 29107-00100
Nairobi
Kenya

8. Haraka loan app

MKOPO HARAKA is an app designed to empower each of its users by offering speedy & very affordable credit solutions. After approval , your loan will be deposited directly into your mobile wallet. A quick and simple loan application that is easy for clients to understand and apply. The working of Haraka mobile money lending app is just like the above-listed apps. If you need emergency loans in Kenya then Haraka is the place to go. They offer instant nano-credits directly into your mobile wallet within minutes of your application. There are benefits for paying your credits in good time as you will get rewarded. To be a client, you must have a Facebook profile and then decide on your payment terms before your credit can be approved.

9. HF Whizz

HF Whizz credit app works for both Android and IOS phones. HF Whiff belongs to the Housing Finance Group, making it among the most trusted lenders based on the reputation of the parent company. The mortgage company backs the app with its financial might hence giving clients assurance of transparency. Experience fast and simple digital banking with the HF Whizz app. Deposit money into your account, make banks to bank transfers, open savings accounts, pay school fees, make retailer payments, get instant loans and so much more.

Once the app has saved your details, you do not have to input the pay bill number, thus eliminating the risk of entering the wrong number. Many credit companies in Kenya are considering going the same route; hence we should see more apps in the future.  List of the best loan apps in Kenya for genuine instant loans

10. Mshwari by Safaricom

Mshwari is one of the most widely used mobile loan services in Kenya. It is not just a lending platform but a paperless banking service that allows users to save in addition to borrowing. Saving money through Mshwari earns you a 6.65% interest per annum. You access loans of a minimum of Ksh. 100 and the limit rises based on your credit history. You can only access Mshwari loans if you have a Safaricom line.

M-Shwari is a paperless banking service offered through M-PESA. It will:

  • Enable you open and operate an M-Shwari bank account through your mobile phone, via M-PESA, without having to visit banks or fill out any forms.
  • Provide you the ability to move money in and out of your M-Shwari savings account to your M-PESA account at no charge.
  • Give you an opportunity to save as little as KSHs.1 and earn interest of up to 6.65% p.a on your saving balance. This cash is moved into the savings account via M-PESA.
  • Enable you to access micro credit product (loan) of a minimum of KSHs.100 any time and receive your loan instantly on your M-PESA account charged at a facility fee of 7.5%
  • Save for a fixed period of time (Lock Savings Account) and earn interest of up to 70% of the Central bank Rate.

This is a product for everyone who feels that banking should be hassle-free. No forms to fill in, no branches to visit. Just one click on your phone and you have a savings account! List of the best loan apps in Kenya for genuine instant loans

How to sign up

  • Access through the M-PESA menu > Select Loans and Savings > Select M-PESA and Activate.

Features

Deposit

The M-Shwari Deposit Account is a micro-savings product which allows you to securely store your money for a specific purpose or for an unexpected event in your life. Enjoy the following features when you save with M-Shwari:

  • No minimum balance
  • No charges levied on the account
  • No charges for moving money from M-PESA to M-Shwari account and vice versa
  • In line with the Banking (Amendment) Act 2016, all deposits on M-Shwari will earn interest of up to 70% of the Central Bank Rate

All deposits on M-Shwari will earn interest as below

The M-Shwari savings interest is calculated daily and paid out quarterly into the M-Shwari deposit account.

Customer Savings Amount

M-SHWARI INTEREST RATE

KSHS 1-20000

3% P.A

KSHS 20001-50,000

4% P.A

>KSHS 50,001

5% P.A

Loans

The M-Shwari Loan Account is a micro-credit product which allows you to borrow money in times of need or to complement your savings towards an investment or enterprise. A one-time fee of 7.5% is levied for each loan. Borrow with M-Shwari and start to build your credit history today.

In order to qualify for a loan all you need is to be an M-PESA subscriber for 6 months, save on M-Shwari and actively use other Safaricom services such as voice, data and M-PESA. To enquire how much you can borrow, go to M-Shwari, Loan, check Loan Limit.

You can access loan limits from as low as Ksh.100 and up to Ksh.50,000.

Enjoy repayment period of one month. List of the best loan apps in Kenya for genuine instant loans

Loan repayment can be made via M-PESA, or from the M-Shwari account.

How does it work?

  • Access the M-PESA menu.
  • Select Loans and Savings.
  • Select M-Shwari.
  • Select Loan.
  • Request Loan.
  • Enter amount.
  • Enter your M-PESA PIN
  • Loan amount will be sent to your M-PESA Account. The loan amount to be paid will be in inclusive of the facility fee.

Lock Savings Account

This is a savings account that allows M-Shwari customers to save for a defined purpose and for a specified amount of time. The funds saved on the M-Shwari Lock Savings account will be kept in the account until the maturity date; this maturity date is determined by the customer upon opening the account and ranges between one and twelve months. Customers can make micro deposit into this.

The M-Shwari Lock Savings account is ideal for customers looking for higher interest rates and those wishing to keep money away safely for one to six months.

What are the requirements of opening a Lock Savings Account?

  • One must be an M-Shwari customer in order to access this service.
  • To join M-Shwari, Go to your M-PESA menu, select “My account” and “Update menu” then go to your M-PESA menu, select Loans and Savings, MShwari, click on activate account and accept terms and conditions.

What are the benefits of opening a Lock Savings Account?

  • No minimum savings
  • There are no charges levied on the M-Shwari Lock Savings account.
  • The interest rate is constant during the investment period, and is calculated and paid out monthly or at maturity.
  • The Lock period varies from one month to six months depending on the customer needs.

What interest will be payable on the M-Shwari Lock Savings Account?

M-Shwari lock savings interest is earned daily but paid out monthly into the lock savings account.

Customer Savings Amount

Lock Savings INTEREST RATE

KSHS 1-20000

3% P.A

KSHS 20001-50,000

5% P.A

>KSHS 50,001

6% P.A

How does one access the Lock Savings Account Menu?

  • The lock savings account can be accessed by going to M-PESA >>Loans and Savings >>M-Shwari>> Lock and selecting, “Lock Savings Account”.

How do I Open and Save into Lock Savings Account?

  • Go to M-PESA, Loans and Savings, M-Shwari, Lock Savings Account, Open Account, select to save from either M-PESA or From M-Shwari, Enter Target Amount, enter period between 1-6 months, Enter amount to save. You will receive an SMS confirmation that your Lock Savings Account has been set up. Next time you save, go to the Lock Savings option under M-Shwari, select to Save from either M-Shwari or M-PESA, Enter Amount and then your M-PESA PIN to complete your transaction.

How will I know that my money in M-Shwari Lock Savings has matured?

  • Upon maturity, a notification will be sent to you via SMS from M-Shwari informing you of the amount saved and the interest earned.

Can a customer withdraw their funds before maturity date?

  • However, a customer will receive the requested money after 48hours. A customer has the option to withdraw the entire amount – Break Lock or make a partial withdrawal of the funds- Partial Break

11. Okash Loan App

This list cannot be complete without mentioning Okash app a product of Opay, which is a Fintech subsidiary of the Opera group, maker of the popular Opera mini browser. Okash credit app provides both personal and business loans of up to Ksh. 60,000. You just need to download the app from Google Play Store, install it, and register. Using the personal details you provided, Okash determines your credit limit and the period within which you have to repay. The interest rate is slightly higher at 14%, but your credit will be time for you to sort your monetary needs.  List of the best loan apps in Kenya for genuine instant loans

12. iPesa loan app

iPesa is a recent entry in the mobile loan industry. iPesa claims to be an Easy and Fast App that sends your credit direct to M-Pesa mobile money. iPesa  loan app offers credits from as low as Ksh. 500 to Ksh. 50,000. The shortest tenor for credits is 91 days while the longest is 180 days so you will have enough time to repay your credit. Their interest rate stands at 12% with no service fee. Once you download the app register with your M-Pesa number and then apply for the exact amount, you need. If you repay your credits on time, your credit limit will be set at Ksh. 50,000.

**The reliable Loan App iPesa offer:
1. Loan Amount: 500 Ksh ~ 50,000 Ksh
2. Loan Term: the shortest tenor is 91 days, the longest is 180 days
3. The maximum APR is 36%-72%.
4. Service Fee: 36%
5. Loan request: Need to be at least 18 years old or above

**Example: If the loan amount is 2500 Ksh, the loan term is 180days, and the service fee rate is 36%, the total service fee should be 2500 Ksh * 36% = 900Ksh.  The total amount must be paid: 2500+2500*36%=KES3400

To apply for a loan, you need to follow several steps:
1. Register with your M-Pesa number
2. Apply for the exact loan amount you need
3. Get approved and receive the money
4. Repay on time to get a credit limit of 50,000 Ksh

Privacy and Permissions: iPesa makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.

CONTACT US
Facebook page: https://www.facebook.com/iPesaKenya/
office address: ADLIFE PLAZA, CHANIA AVENUE, NAIROBI

13. Shika

Shika is one of the credit apps that stand out by offering more than just loans. It is an SMS app with several cool features that facilitate text messaging. The app also provides the latest news on various topics ranging from politics, sports to entertainment. Shika acts like a portal for several lenders to give credits to their clients. The credits are tailored more towards startups in sectors such as agriculture, asset finance, and invoice discounting.  List of the best loan apps in Kenya for genuine instant loans

The Credit Reference Bureau contact details:

Credit Info Email: cikinfo@creditinfo.co.ke or consumercare@creditinfo.co.ke

Call: +254 20 375 7272

Website: http://creditinfo.co.ke/contact-us/

14. Senti

Another entrant into the money lending apps is Senti, which offers hassle-free loans straight to your M-Pesa. It can either download the App directly on the Senti website or get it on Google Play, where it has over 100,000 downloads. They offer loans with a limit of up to KES 70,000.

Senti is a micro-credit mobile app that makes it easy for people in Kenya to access a loan, anytime, anywhere.

How to Register on Senti

• Download the Senti app
• Register your correct details on the Senti mobile app
• Verify your details with the One time password sent to you
• Apply for a loan and get fast cash sent directly to your M-Pesa

Do you know of our Friendly Loan terms?

•Up to 90-day loan product. We have options that let you choose what’s right for you as a customer
• Up to 90 day loan product with repayment terms of a one-time between 15% and 20%
• Grow with Senti and build your limit up to KSh 70,000 by making your repayments in good time List of the best loan apps in Kenya for genuine instant loans

How do I repay my loan?

• Repay your loan through the App by Clicking Pay loan and enter your M-pesa Pin on the M-pesa tool kit that will appear on your screen or through our Paybill 517910 enter your phone number as the account number and the amount that is due on the amount section.
• You can pay in full or make partial payments, anytime on or before your due date

Gain more with Senti in-app features:

• You can Buy Airtime straight from your Senti App
• You can now Lipa Stima or your water Bill with your Senti Loan
• Track your income vs your spending with our wealth management feature
• Share Senti with your friends and family to help them sort their Financial Emergencies

Have questions? Visit www.Senti.co.ke to check out our FAQs or call 0712517910
Ready to get started? Download the Senti app and apply for a loan today.

15. Kopakash

KopaKash ina lengo la kusaidia biashara ndogo ndogo iinuke. Pata mkopo leo ujimudu kibiashara. Hii app inafanya kazi kama Branch, Timiza, Okash, Inuka, Okolea, Fuliza na mengine. Chukua hatua na ujaribu leo. Kopakash credit app applies a service based on the product you choose, and it is in return used to assess your credit score. The credit amount can range from as low as Ksh. 1,000 to Ksh. 50,000 and the repayment tenor has a minimum of 91 days and a maximum of 120 days. The loan amount can be disbursed directly into your M-Pesa or even bank account.  List of the best loan apps in Kenya for genuine instant loans

16. Jazika

Like other loan apps in Kenya, Jazika gives instant loans anytime, anywhere. As long as you have an M-Pesa line and the app in your advice, you are eligible for a credit. Fill the routine application form and wait for the officials to verify your details before the money is disbursed. Credits are repaid as a once-off sum or in installments through the pay bill number 687035. You will also receive notification alerts in case you forgot to repay.  List of the best loan apps in Kenya for genuine instant loans

 +254 705099014

 jazikaventures@gmail.com

https://www.jazikaventures.co.ke/

17. Berry

Berry is Simple, Swift and Secure. Described as a unique mobile money lending app, Berry offers low-cost instant 1loans in Kenya with flexible repayment schedules. First, you have to download the app from Google Play Store and then register on Berry. Once the system officials have verified your identity, you can then access their loans. The first loan cannot exceed Ksh. 500 and then the amount gradually rises to Ksh. 50,000. The service fee on Berry loans is charged at 9-16% of the principal amount. The repayment is done through the app and is a self-explanatory process.  List of the best loan apps in Kenya for genuine instant loans

Money on your Mpesa account within minutes

18. UbaPesa

Download now to get started!

 

19. Quipbank Trust Limited

Quipbank Trust Limited is an equipment bank which offers vehicles and equipment rental and sales options. It specializes in mining and construction equipment, agricultural equipment, automotive, trucks and trailers. It provides unique and creative solutions that meet clients’ expectations not only by realizing the business objectives but particularly by strict adherence to the ethical principles of equipment exchange.

HEAD OFFICE

P.O. Box 2157-20117

Buffalo Mall, Naivasha

Tel +254-700055762/+254-782843045

Email: rent@qb.co.ke

Nairobi Office

Quipbank Centre, Mombasa Road,
P. O. Box 4977 – 00200 Nairobi,
Kenya.
Tel: +254 – 786 982 479 / +254 – 731 440 832
Email: rent@qb.co.ke

20. PesaZone

We are an online lender providing instant unsecured loans to trustworthy individuals

Everyone needs a reliable financial partner, that’s why we work around the clock to meet your finance needs

21. Stawika

Stawika is an Android mobile app currently based in Kenya that offers instant mobile loans. Stawika automatically evaluates mobile phone data as well as other factors to assign loans. This process takes less than 5 minutes.

Get a quick loan straight to your M-Pesa now by downloading Stawika for free on Google Play Store. Install, register, borrow & grow your loan limit by paying on time. No paper work, no complications.

Get an instant loan to your phone via M-Pesa

22. Asante Loan App

Asante Financial Services Group is a high impact digital financial services company primarily focused on Micro, Small and Medium Sized Enterprises (MSMEs) and consumers in Sub-Saharan Africa. Incorporated in March 2016 in Mauritius, initially as a subsidiary of Atlas Mara LLC, Asante Financial Services Group has grown exponentially operating in Kenya, Rwanda and Tanzania, with active plans to expand into Nigeria and Uganda by the end of 2020.

contact@asantefinancegroup.com

+254 20 7909005

23. The L-Pesa App

Welcome to L-Pesa.com, your financial solutions partner. We are fully dedicated to helping individuals and businesses develop their path to self-sufficiency with our range of financial solutions. Our global outlook means our services are available in all countries and all currencies.

L-Pesa services put customer convenience first. Imagine having easy access to your finance, anywhere in the world, 24 hours a day, 365 days of the year. Picture yourself no longer standing in queues in a foreign country at a foreign bank, all to get access to some funds. With L-Pesa services, this convenience is a reality. We ease the stress of financing by bringing you financial solutions such as Mobile Banking and Micro-Loans. You can now rely on fast transactions at your convenience. Your desire for a self-sufficient financial path is achievable with L-Pesa.

Telephone & Fax support

Office: +255-22-219-8021   Fax: +255-22-212-3562

Telephone & Fax operates open hours:
Monday – Friday from 10:00 AM to 16:00 PM
Saturday from 10:00 AM to 14:00 PM.

24. zazipay

zazipay is a mobile platform that allows you to access financial solutions that include instant loans, utility bill payments and airtime purchase at your convenience.

Phone: 0700 222324
Email: info@zazipay.com
Customer care: support@zazipay.com

25. OKOLEA 

Kenya’s number one homegrown digital SME lender. Okolea International Limited is a Fintech company that is revolutionizing financial solutions especially as it pertains to micro, small and medium businesses. In the age of technology, our goal is to leverage on existing and emerging technologies like artificial intelligence, big data and credit scores to power innovative financial solutions and improve the day to day lives of people. We believe helping businesses access funds more easily either in early stages or for expansion can uplift the dignity of the African people and the world at large through ending poverty, increasing household incomes and ushering in new solutions that better the lives of all people. Call 0709-615-000, Email: upport@okolea-international.com, P.O. BOX 41316-00100 Nairobi, Kenya.

26. Utunzi credit app

Utunzi credit app is just one of the many such products in the market. It provides you with variety in case you do not want any of the other apps. The mobile money credit platform works through M-Pesa just like many of the other similar lenders. The app lends both personal and business credits to Ksh. 300 to Ksh. 1,000,000. The shortest credit tenor is 91 days, while the longest is 36 months. There are a 12% fee and interest of 12% in addition to a Ksh. 400 annual account management fee.  List of the best loan apps in Kenya for genuine instant loans

CONTACT INFORMATION

  +254 720686009

  admin@utunziventures.co.ke

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